RosevilleRecruiter Since 2001
the smart solution for Roseville jobs

Mortgage Loan Representative

Company: Mechanics Bank
Location: Roseville
Posted on: May 3, 2021

Job Description:

Mechanics Bank is currently searching for a Mortgage Loan Representative for our Beverly Hills Branch, CA.

  • This can also sit in our San Francisco, Walnut Creek, Roseville, Santa Barbara or Chico locations.

Originates new mortgage lending business for the bank, including conventional residential mortgage and a strong portfolio product line. Develops effective referral sources to generate loans. Coordinates loan processing and underwriting functions to ensure customer loans are closed and funded in a timely manner, and are in compliance with banking and government regulations. Professionally represents the bank in the community and refers clients for other banking services as appropriate. Keeps informed on trends and developments in the local real estate market as well as the changing rules and regulations pertaining to both private and government-insured mortgages.

What you will do:

  • Develops and maintains relationships with referral sources such as realtors, and builders/contractors, to increase mortgage lending activities
  • Developing and maintaining internal relationships to create cross-sell opportunities by leveraging the mortgage transaction.
  • Calls on prospective customers and explains loan products and services.
  • Interviews applicant and requests specific information for mortgage loan application.
  • Analyzes applicant financial status, credit and property evaluation to determine feasibility of granting loan. Works with underwriting to ensure all questions are answered and/or to resolve mortgage related problems.
  • Corresponds with or interviews applicant or others (e.g. creditors) to resolve questions regarding applicant information.
  • Submits loan package to underwriting and coordinates necessary activities for obtaining approval.
  • Coordinates activities with loan processor and customer/borrower to ensure that proper documentation and verification is obtained.
  • Works with the funding department to ensure that the loan is successfully funded.
  • Prepares required reports for department administrative purposes.
  • Mortgage Loan Representative positions are expected to adhere to Bank policies and procedures designed to comply with the S.A.F.E. Act regulations.
  • In addition, Mortgage Loan Representatives must register under the S.A.F.E. Act and ensure their registration is kept current while acting as an originator of home secured loan (home equity loans and lines of credit).
  • Performs all other job duties as assigned by supervisor

Who you are:

  • Possess excellent human relations, communications and business writing skills.
  • Ability to work effectively without direct supervision.
  • Possess effective time management and organizational skills.
  • Demonstrates teamwork in facilitating workflow. High level of cooperation with others and is responsive to the Bank's needs.
  • Exemplary motivation, enthusiasm, professionalism and team skills.
  • Demonstrates with excellent customer service skills.
  • Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities.
  • Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information.
  • Must be able to travel throughout bank's footprint to perform required duties (less than 25%)
  • Proficient with MS Office and the Internet
  • High School Diploma or GED equivalent With minimum 1-3 years of related experience required. Residential mortgage lending in a similar environment. Must have current knowledge of residential mortgage lending policies, practices and applicable banking/government regulations
  • Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.
  • Please view Equal Employment Opportunity Posters provided by OFCCP here.
  • To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit https://www.mechanicsbank.com/California-Consumer-Residents

Keywords: Mechanics Bank, Roseville , Mortgage Loan Representative, Other , Roseville, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Front Desk Receptionist/Office Assistant
Description: OfficeTeam is looking for a well-organized and motivated Front Desk Receptionist/Office Assistant for a Non-profit in Woodland. This job would be the best it for someone who is a positive self-starter, (more...)
Company: Robert Half International
Location: Woodland
Posted on: 05/12/2021

Associate Risk Management Consultant
Description: PURPOSE OF THE JOBThe purpose of the Associate Risk Management Consultant position is to provide risk management services that focus on supporting the Workers apos Compensation and Property Casualty (more...)
Company: ICW Group
Location: Woodland
Posted on: 05/12/2021

Store Protection Specialist
Description: Welcome to Ross Stores, Inc., where our differences make us stronger At Ross
Company: Ross Stores, Inc.
Location: Woodland
Posted on: 05/12/2021


Customer Service Representative
Description: AIG is currently hiring and has the ability to complete virtual interviews and training. These positions are remote at this time and will lead to working in the office in the future.Who we are American (more...)
Company: AIG
Location: Woodland
Posted on: 05/12/2021

Music Teacher, Elementary School Pool for
Description: Date Posted: 2/12/2021 Application Deadline:
Company: Woodland Joint Unified
Location: Woodland
Posted on: 05/12/2021

MACHINE OPERATORS
Description: Job Description Summary: Metal Sales is the nation apos s largest manufacturer of metal roofing and building systems with 21 locations across America. Our Woodland branch located in Woodland, CA has openings (more...)
Company: Metal Sales Manufacturing
Location: Woodland
Posted on: 05/12/2021

Coach, Varsity Assistant Football, for Pioneer High School for 2020-2021 Season
Description: Date Posted: 3/16/2021 Application Deadline: Until
Company: Woodland Joint Unified
Location: Woodland
Posted on: 05/12/2021

Data Entry Clerk
Description: Job Title:Data Entry Clerk Location:woodland Hills ,CA Duration:6 Months Job Description: Skill Set College degree preferred but not
Company: CareerbuilderUS
Location: Woodland
Posted on: 05/12/2021

Deputy Sheriff
Description: p Description /p p The County of Yolo is recruiting to fill multiple regular, full-time positions in the class of Deputy Sheriff at the Yolo County Sheriff-Coroner-Public Administrator apos s Office. (more...)
Company: County of Yolo, California
Location: Woodland
Posted on: 05/12/2021

Patient Registration Representative
Description: OverviewDignity Health Woodland Memorial Hospital is Yolo Countys largest health care provider, serving the community since 1905. Woodland Memorial Hospital is a 108-bed acute care facility offering the (more...)
Company: Dignity Health
Location: Woodland
Posted on: 05/12/2021

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Roseville RSS job feeds